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Shares/Savings

 

Shares/Savings

 

A Share Savings Account with a minimum balance requirement of $25.00 establishes and maintains your credit union membership. With a share account you receive 5 free withdrawals per month.  A minimum balance of $100.00 is required to receive dividends.  Dividends are compounded and credit  monthly based on the daily balance method.

 

Christmas Club Accounts

 

A Savings Account that helps members save for the holidays. It's easy to save through payroll deduction and you can save all year! This account requires a minimum balance of $25.00 and a minimum balance of $100.00 to receive dividends. The dividend rate is the same as the regular share savings. Around November 16th the funds will be transferred into your share draft/checking account or a check will be mailed home to you. Take advantage of this convenient way to save and be worry free for the holidays.

 

Special Share Accounts

 

Do you need to save for taxes, a vacation, a new car, a wedding, or any other special expense? Just deposit to this special account, through payroll deduction and be ready to make your dreams come true or be ready for the unexpected. The dividend rate is the same as the regular share saving account.

 

Money Market Accounts

Our Money Market Account offers a higher return on your investment .  A minimum balance of $2500.00 is required to receive the higher rates.  Dividends are compounded and credited monthly based on a daily balance method.

 

Share Certificate Accounts

If you're setting your savings plan for a long-term goal then a Share Certificate might be just for you!  With a minimum deposit of $1000.00 you can set a term from 6 months up to 36 months at a significantly higher yield than a regular share or money market account.  Dividends are compounded and credited quarterly.  Additional deposits to the certificate are not allowed.  Renewal is automatic unless stated prior to maturity date.  There is an early withdrawal penalty for cashing in a certificate, however, you may during the term of the certificate withdrawal the dividends credited.

 

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